The health insurance industry has agreed to support a national healthcare plan that would require them to accept all customers, regardless of pre-existing conditions, in exchange for a mandate that everyone would have to buy coverage. However, President-elect O’Bama’s proposal has opposed an individual mandate for adults to buy insurance. Rather, his plan would offer customers the choice of a government administered plan or private plans whose insurers have agreed to accept all customers in exchange for receipt of government subsidies, making it easier for more people to buy coverage. Karen Ignagni, president and CEO of America’s Health Insurance Plans, stressed the importance of having everyone part of the system, saying past experience with states’ efforts to guarantee coverage backfired because insurers had to raise premiums to meet the expense of covering all applicants, making it impossible for some people to afford insurance. Do you think that everyone should be required to buy health insurance?
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